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Free Tools to Understand Your True Costs

Nonprofit funding is getting more complex and knowing your true program costs is no longer optional. To help you build clarity, confidence, and stronger funding negotiations, I’ve pulled together my most practical tools and templates.

Enter your email below and I’ll send you:

✔️ Direct vs. Indirect Cost Checklist
 Quickly categorize costs and eliminate the guesswork.

✔️ Allocation Methods Spreadsheet
 Use simple, logical allocation methods that actually reflect how your organization operates.

✔️ Program ROI Matrix Template
 Assess mission impact and financial sustainability for every program.

✔️ Indirect Cost Rate Calculator
 Calculate your rate and understand what it means for funding conversations.

These tools are designed to help you make smarter decisions, communicate more powerfully with funders and boards, and build a more financially resilient organization.

Skryzowski Stephanie 012

Three Quick Tips to Strengthen Your Financial Clarity

  1. Know your cost drivers.
     Your biggest clarity gaps usually come from not knowing why certain costs move. Identifying what actually drives your expenses (people, time, space, volume) immediately sharpens your understanding of true costs.
  2. Align your chart of accounts with your programs.
     A cluttered or outdated chart of accounts hides critical information. When your COA mirrors your programs and grants, your numbers finally start telling the truth — without extra work.
  3. Track your indirect rate quarterly.
     Most organizations calculate their rate once a year (or only when a funder asks). But checking it quarterly gives you early warning signs, negotiation leverage, and a clearer picture of sustainability.

Enter your email to get instant access to the full set of templates and tools.

2025100DegreesConsulting37
2025100DegreesConsulting37

Three Quick Tips to Strengthen Your Financial Clarity

  1. Know your cost drivers.
     Your biggest clarity gaps usually come from not knowing why certain costs move. Identifying what actually drives your expenses (people, time, space, volume) immediately sharpens your understanding of true costs.
  2. Align your chart of accounts with your programs.
     A cluttered or outdated chart of accounts hides critical information. When your COA mirrors your programs and grants, your numbers finally start telling the truth — without extra work.
  3. Track your indirect rate quarterly.
     Most organizations calculate their rate once a year (or only when a funder asks). But checking it quarterly gives you early warning signs, negotiation leverage, and a clearer picture of sustainability.

Enter your email to get instant access to the full set of templates and tools.

Meet our founder

Hi, I'm Stephanie

I’m a visionary Chief Financial Officer for nonprofits. I love sharing with nonprofit leaders how to better understand, use, and communicate your financials to your donors and other stakeholders because I know that when organizations are transparent about their numbers, they raise more money.

Grab your free tools to understand your true costs below! 

Hi, I'm Stephanie

I’m a visionary Chief Financial Officer for nonprofits. I love sharing with nonprofit leaders how to better understand, use, and communicate your financials to your donors and other stakeholders because I know that when organizations are transparent about their numbers, they raise more money.

Grab your free tools to understand your true costs below! 

Skryzowski Stephanie 020

Need more help with your nonprofit numbers? Check out:Master Your Nonprofit Numbers – An online course in financial management for nonprofit leaders.

Every single week, leaders tell me, “ I don’t know what I don’t know,” and, “I don’t know how my organization is doing because I don’t understand my numbers,” and, “I literally lay awake at night worrying about cash flow.” Sound familiar?

Check out our online course to learn the critical elements of financial management: budgeting, cash flow forecasting, audit, compliance, financial reporting, strategic planning, and more. 

The course is for CEOs, Executive Directors, Program leaders, and Development staff (in other words, non-finance people), so rest assured this program is for YOU. (No technical accounting lingo included!) 

Wondering if this course is for you?

This course is for you if:

  • You lay awake at night worried about cash flow
  • You don’t know if/when/how to file your 990
  • Your organization doesn’t have a budget or financial dashboard
  • You don’t have a roadmap for achieving your goals this year

This course is not for you if:

  • You’re an experienced CFO who can prepare 990s in your sleep
  • You have an effective forecasting mechanism and confidently project a year out
  • You nail your audit every year with nary a management letter comment in sight

This course was designed specifically for you so you can better understand, use, and communicate your financials to grow your organization and your impact.

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Grab your free templates below!

Drop your name and email below, and I’ll send you the True Costs templates and presentation slides. We love sharing tons of free resources with our community and will never send you spam. Unsubscribe at any time.